Personal Finance

Creative Money Saving Tips for Tight Budgets

Creative Money Saving Tips for Tight Budgets

Saving money is an essential part of life; you need to do it to prepare for retirement and pay for things like a house or car. However, some people can’t resist the temptation of spending the cash they meant to save, and have trouble keeping the money they need. If you don’t think you have…

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Budget Your Money with the 50/30/20 Rule

Budget Your Money with the 50/30/20 Rule 2

One of the trickiest aspects of creating your own budget is figuring out how to divide your earnings. You spend a fair amount of money on things you need, but you should budget to buy items that personally interest you. If you’ve ever had trouble developing your budget, then consider using the 50/30/20 rule. It’s…

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Why You Need to Make a Financial Calendar

Why You Need to Make a Financial Calendar

A challenge that many people face is determining the ideal way to pay your bills. Money management is extremely important, but it can be challenging since there is a lot of information to keep track of, including payment amounts and due dates. If you want to stay on top of things, consider making a financial…

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Why You Need to Make a Financial Calendar

Why You Need to Make a Financial Calendar 5

A challenge that many people face is determining the ideal way to pay your bills. Money management is extremely important, but it can be challenging since there is a lot of information to keep track of, including payment amounts and due dates. If you want to stay on top of things, consider making a financial…

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Smart Finance Tips for Self-Employed Workers

Smart Finance Tips for Self-Employed Workers

In the world of business, some people prefer self-employment, since they don’t have to deal with the restrictions of being in a traditional office environment. While self-employment can be exciting, one area that can be a challenge is finances. No one is sending you a paycheck every few weeks, and most of the traditional finance…

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How to Properly Invest Your Money

How to Properly Invest Your Money

It’s important to set aside money for retirement, and one of the best ways to do that is to invest. There are several ways to invest your money, including stocks, bonds, and 401k retirement plans. While investing can be a great way to make money, you can actually lose money if you make poor choices.…

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Sell Things You Don't Need & Make Quick Cash

Sell Things You Don't Need & Make Quick Cash 9

Why not sell some things you don’t need anymore and make some extra money in the meantime? We accumulate lots of things throughout our lives and often times we don’t need to hold on to all of them. Use these ideas to get rid of some old items so you can make some fast cash.…

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Money Saving Tips to Cut Costs this Winter

Money Saving Tips to Cut Costs this Winter 11

Late December marks the beginning of winter, and as temperatures drop, many people are tempted to crank up the heat to stay warm. While this will help you keep warm, you better be prepared to pay a hefty heating bill at the end of the month. If you want to fight back the cold this winter while also saving some money…

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Tips to Save Money on Your Thanksgiving Dinner

Tips to Save Money on Your Thanksgiving Dinner 12

Most people who host family dinners on Thanksgiving will tell you that they can get pretty expensive. From the large turkey to the abundance of desserts, it doesn’t take much to rack up a large grocery bill for Thanksgiving, especially if you are inviting a lot of people. If you want to save some money this…

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5 Steps to Take to Save for Retirement

5 Steps to Take to Save for Retirement 13

Whether you are new in the workforce or a long-time employee, saving for retirement is a necessity. At some point in the future, you will not be able to work anymore, and you have to make sure you have enough money when this happens. Take these five steps so you can save enough money before you exit the workforce.

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